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Payment Options

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At Michael's Optical, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our Manhattan patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

Vision Insurance

The knowledgeable staff at Michael's Optical is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Contact our office at 212-421-3655 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

Other Payment Options

Our Manhattan optometry staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss financing options with you prior to any examination. At Michael's Optical, we also accept cash, check, and major credit cards. Call 212-421-3655 today to schedule your eye exam today.

See Now And Pay Later With CareCredit™

CareCredit, a part of GE Capital, is offered in more than 175,000 healthcare practices nationwide, including Michael's Optical. CareCredit is a healthcare credit card that patients can use to cover out-of-pocket healthcare expenses.

Special financing options* help cover vision care costs and products that are not covered by insurance or exceed insurance coverage.

Over the last 25 years, CareCredit has helped more than 20 million patients get the care they want and need.

Quick and easy application process...Receive approval within minutes.
Apply online or in-store.

*Special financing includes no interest, no payments if paid in full for 6, 12, 18, or 24 months, as well as low interest fixed monthly payments. Visit for more details on financing options.